Tuesday, February 28, 2012

When to Plan for Long-Term Care

Many people believe that their long-term care needs are already covered by health or disability insurance. Which in fact, these typically do not cover long-term care assistance. Medicare and Medicaid are also not designed to cover the costs of long-term care. Planning today with long-term care insurance will help you protect your future!

The time to prepare for long-term care is now! It is important to plan for long-term care when you are young and healthy - sooner rather than later. The reason is that your age and health are two of the main components that will determine the cost of your long-term care insurance policy. The younger and healthier you are when you purchase a long-term care insurance policy, the less expensive it will be. Many people believe, why buy a long-term care insurance policy at a young age and pay into for so long when they won't need it until they are much older. The truth is, is that the coverage you decide to buy for your future will also protect you today. Younger people do also need long-term care services, from say an accident or an illness.

Plan today!! Visit http://www.longtermcareinsuranceonly.com for a free quote!